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This article also features in Minimising risk: Chedli Ayari, Former Governor, Central Bank of Tunisia (Banque Centrale de Tunisie, BCT), on modernisation and liberalisation. Read more about this report and view purchase options in our online store.

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Interview

Minimising risk: Chedli Ayari, Former Governor, Central Bank of Tunisia (Banque Centrale de Tunisie, BCT), on modernisation and liberalisation
OBG
plus

What is being done to further modernise the sector and converge with international standards? AYARI: The new banking law is better aligned with international banking practices in terms of resolution, security, recovery, governance and risk management. Regarding governance, it is the first time that banks are required to put measures of good governance in place, so a culture of best practices…

Interview

Shaping into success: Habib Ben Hadj Kouider, Director-General, Banque Nationale Agricole (BNA), on restructuring policies
OBG
plus

What are the main challenges associated with the recapitalisation and restructuring of public banks? KOUIDER: To develop and strengthen the public financial sector, in 2013 the Banque Centrale de Tunisie (BCT) launched a restructuring programme targeting three public banks. The main challenges involve meeting the objectives of the programme in terms of ratios, financial indicators, risk management,…

Interview

Minimising risk: Chedli Ayari, Former Governor, Central Bank of Tunisia (Banque Centrale de Tunisie, BCT), on modernisation and liberalisation
OBG
plus

What is being done to further modernise the sector and converge with international standards? AYARI: The new banking law is better aligned with international banking practices in terms of resolution, security, recovery, governance and risk management. Regarding governance, it is the first time that banks are required to put measures of good governance in place, so a culture of best practices…

Interview

Shaping into success: Habib Ben Hadj Kouider, Director-General, Banque Nationale Agricole (BNA), on restructuring policies
OBG
plus

What are the main challenges associated with the recapitalisation and restructuring of public banks? KOUIDER: To develop and strengthen the public financial sector, in 2013 the Banque Centrale de Tunisie (BCT) launched a restructuring programme targeting three public banks. The main challenges involve meeting the objectives of the programme in terms of ratios, financial indicators, risk management,…

Analysis

On the cards: Electronic payments and digitalisation are key measures to grow the banked population

Posted February 13, 2019August 9, 2023 OBG AdminPosted in Uncategorized

While the number of debit cards and credit cards in circulation has increased in recent years, obstacles to electronic payments remain, particularly in Tunisia’s in-land governorates, which suffer from limited banking services. Other factors, such as a cultural bias against banks and electronic payments, contribute to relatively low banking penetration across the country. Part of the solution to…

Analysis

Proceeding with caution: As retail lending expands, banks aim to limit their exposure to credit risk

Posted February 13, 2019 OBG AdminPosted in Uncategorized

Since 2010 retail lending has been growing faster than total lending in Tunisia, indicating a change in consumption patterns within the population despite a broader context of slow economic growth. In addition, banks – which continue to dominate the financial system and lending to the economy – have been adjusting their credit risk-control measures in recent years, following the leadership…

Chapter

The Report: Tunisia 2018: Banking
OBG
plus

Despite the challenges to Tunisia’s economy, the banking sector has experienced positive growth in recent years. Several risks, however, still threaten the overall health of the sector, including a reduction in available liquidity, low levels of capitalisation and credit risk. In an effort to address these issues, the Central Bank of Tunisia has been implementing significant structural reforms, however,…

Event

FITA 2019

Après la grande réussite de la première édition, sous le haut patronage du chef du gouvernement et en partenariat avec le ministère du Développement, de l’Investissement et de la Coopération Internationale, le ministère du Commerce et le ministère des Affaires Etrangères, Tunisia – Africa Business Council organise la deuxième édition de la conférence internationale « Financing Investment…

Economic Roundups

How close is Africa to meeting its sustainable economic growth objectives?

Africa has undergone significant changes since the turn of the century thanks to structural and policy reforms, promises to unlock the continent’s economic fortunes and higher levels of foreign investment. As a result of that, Africa has witnessed significant economic expansion, rising foreign direct investment (FDI) levels, and major improvements in a number of social indicators from schooling to…

Economic Roundups

How does growing international interest in Africa stand to benefit the continent?

While world trade is in the midst of a turbulent period – with US-China relations continuing to deteriorate, the UK disengaging from the EU, and currencies in emerging markets like Turkey and Argentina in turmoil – many countries are seeking to strengthen or foster new relations with Africa. Between early July and the end of August France’s President Emmanuel Macron, Germany’s Chancellor Angela…

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