
Micro-sized and small enterprises (MSEs) and freelancers are expanding rapidly in Saudi Arabia, contributing to employment generation, economic diversification and the Kingdom’s competitiveness. MSEs, freelancers and start-ups play a particularly important role in peripheral areas – they may be a backbone of the economy in smaller cities, towns and remote regions. As digital platforms evolve, Saudi MSEs and independent workers are becoming a driver of innovation and knowledge-based growth amid a supportive regulatory framework.
This report examines the value that fledgling enterprises and freelancers bring to the Kingdom’s economy, highlighting their impact on workforce participation, particularly among women, and the broader business environment – with reference to Vision 2030 objectives. The publication also assesses policy developments, training initiatives and the launch of new digital platforms designed to support the sectors’ expansion. This includes a focus on the Social Development Bank, which provides access to finance for SMEs and other priority groups, promotes financial literacy and fosters entrepreneurship.
Download the full report to gain insights into Saudi Arabia’s evolving MSME and freelance segments, and their role in shaping a dynamic and inclusive labour market.


