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Facts for visitors: Useful information for new arrivals and returning travellers
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LANGUAGE: While classical Arabic and Amazigh are Morocco’s official languages, the most commonly spoken is the local dialect, Darija. French is also spoken in business, government circles, schools and universities. It is frequent to hear people mixing Arabic and French when speaking. Different Berber dialects are spoken in the Atlas Mountains (Rif, Middle Atlas, Anti-Atlas, High Atlas). In the…
Interview

Saad Eddine El Othmani, Head of Government: Interview
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Interview:Saad Eddine El Othmani What are your administration’s economic and fiscal priorities for 2018? SAAD EDDINE EL OTHMANI: From 2018 up to 2021 our government aims to achieve sustained economic growth of 5%, to bring the unemployment rate under 8.5% and to maintain macroeconomic stability, including a fiscal deficit of 3% or less of GDP and a debt-to-GDP ratio below 60%. These objectives…
Interview

Ahmed Lahlimi Alami, High Commissioner, High Commission for Planning (Haut Commissariat au Plan, HCP): Interview
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Interview:Ahmed Lahlimi Alami How would you describe the ways in which statistical know-how is transferred in Morocco? AHMED LAHLIMI ALAMI: As the national statistics agency, the HCP is the recipient and central source, of micro and macroeconomic information and social data. It is thus the central guarantor and distributor of statistical information standards. The multidimensional poverty map,…
Interview

Marcel de Souza, President, ECOWAS Commission: Interview
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Interview: Marcel de Souza How will Morocco’s membership impact the Economic Community of West African States (ECOWAS)? MARCEL DE SOUZA: Morocco has quickly become one of the main sources of foreign direct investment in West Africa, with several companies already occupying strategic positions that cover a number of key sectors – such as banking, agriculture, insurance, health care and construction.…
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Abdulbasit Ahmad Al Shaibei, CEO, Qatar International Islamic Bank: Interview
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Interview:Abdulbasit Ahmad Al Shaibei How will the introduction of Islamic banking impact the existing banking sector? ABDULBASIT AHMAD AL SHAIBEI: The impact of Islamic banking is clear, competition will be stronger and each bank will try to provide the best services to its customers. Moroccan customers will definitely benefit from increased competitiveness. In addition, the banking sector…
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Abdellatif Jouahri, Governor, Bank Al Maghrib (BAM): Interview
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Interview:Abdellatif Jouahri To what extent is the Moroccan banking sector characterised by monopolistic tendencies? ABDELLATIF JOUAHRI: The level of concentration within the Moroccan banking sector is relatively high. However, this has not resulted in a lack of competition. Indeed, it has become more intense over the past years. This is illustrated by the strengthening of the capacity of the…
Interview

Youssef Fassi Fihri, CEO, Société Centrale de Réassurance (SCR): Interview
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Interview:Youssef Fassi Fihri How would you evaluate the performance of the Moroccan reinsurance industry? YOUSSEF FASSI FIHRI: While the Moroccan insurance sector has been performing very well, the performance of the reinsurance industry in 2016-17 was rather poor. This is mainly because the vast majority of Moroccan insurers have moved from contract to excess treaties. Consequently, it is…
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Ali Harraj, President, Wafa Assurance: Interview
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Interview:Ali Harraj How do you evaluate the performance of the Moroccan insurance sector in 2016? ALI HARRAJ: The performance was extraordinary that year. There was an overall growth in the country’s Dh35bn (€3.2bn) insurance market of around 15.5%, which is one of the highest growth rates for the sector in the last 10 years. Compared to an overall GDP growth rate of 1.2% in 2016, no sector…
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Benbrahim El Andaloussi, President, Institut des Métiers de l’Aéronautique (IMA): Interview
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Interview:Benbrahim El Andaloussi What measures and incentives have contributed to the growth of the aeronautics industry? BENBRAHIM EL ANDALOUSSI: The Moroccan government and the Moroccan Aerospace Industries Association ( Groupement des Industries Marocaines Aéronautiques et Spatiales, GIMAS) initiated an incentive scheme for incorporating foreign companies in the domestic aeronautics…
Interview

Noureddine Gnaou, CEO, Soremar Group: Interview
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Interview:Noureddine Gnaou What is your overall assessment of the regulatory and tax framework for SMEs? NOUREDDINE GNAOU: Everything is becoming more dynamic in the kingdom. In Europe, by contrast, things have barely evolved since the industrial revolution, which was almost two centuries ago. Ambitious governmental reform programmes, such as the Industrial Acceleration Plan, the Green Morocco…