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Analysis

Micro-insurance products and services increase access for Ghana's previously underserved populations
OBG
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Micro-insurance represents a new development path for Ghana’s insurance industry, and protecting workers and businesses from unforeseen events, such as flood or drought, is emerging as a policy priority for regional governments. Low median incomes have traditionally excluded many Ghanaians from financial services, but the emergence of the microfinance industry in the late 20th century has…

Analysis

New bidding system to improve regulation of Ghana's energy sector
OBG
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For many years, commercial agreements made between Ghana and oil companies were reached through direct negotiations. This open-door policy was useful in the early stages of the development of upstream oil and gas industry; it allowed the government to rapidly build momentum in the sector. However, as policymakers began to look to the long-term development of its resources, they came to the…

Analysis

Ambitious targets set for Ghana's energy sector in 2020 and beyond
OBG
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Ghana’s recent competitive bidding round for offshore oil blocks garnered considerable foreign interest. Applications from global players, such Italy’s Eni, helped to boost investor confidence in the domestic oil and gas industry. However, an increasing foreign presence runs counter to a competing ambition: Ghana has long worked to boost local participation across the petroleum value chain,…

Analysis

Multiple factors bode well for Ghana's gold mining industry as the government prepares to open a new refinery
OBG
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In 2018 Ghana overtook South Africa to become the top gold producer in Africa. According to the Ghana Chamber of Mines, total production increased by 11.9% in 2018, from 4.3m oz in 2017 to some 4.8m oz, with gains in output expected to continue beyond 2019. Global credit ratings agency Fitch also ranked Ghana’s mining sector first in Africa – ahead of both Botswana and South Africa –…

Analysis

Crops beyond cocoa trees offer revenue and diversification for Ghana's agriculture sector
OBG
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While cocoa remains the dominant source of agricultural export earnings, a number of other tree crops, including cashew, coffee, coconut, oil palm, mango, rubber and shea nut, have seen promising harvests over the past few years. In an effort to capitalise on this potential to diversify revenue, the administration of President Nana Akufo-Addo announced the Planting for Export and Rural Development…

Analysis

Government-run initiative partners small-scale manufacturers in Ghana with private sector investors
OBG
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The One District, One Factory (1D1F) initiative was launched in 2017 as part of the government’s 10-Point Industrial Transformation Agenda released in the same year. Aimed at developing local industry through small and medium-sized enterprises (SMEs), the strategy hopes to establish a factory in 110 of Ghana’s 275 districts. By developing local capacity and facilitating private sector growth,…

Analysis

Growing consumer confidence and the rise of e-commerce presents opportunities for retailers to expand in Ghana
OBG
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Rising living standards, falling unemployment rates and lower inflation point to a turnaround in consumer demand in Ghana in the years ahead. After a slowdown in the uptake of retail space, renewed consumer confidence and increasing purchasing power could provide renewed impetus for the sector’s growth. Macro Indicators Per capita GDP has increased each year since 2015, reaching $4738 in…

Analysis

Ghana forges ahead with strategy to digitise public services, spurring growth in ICT sector
OBG
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As part of a broader strategy to establish Ghana as a leading centre of ICT innovation in sub-Saharan Africa, the government announced the release of a new digital roadmap in May 2019. This new strategy is set to consolidate and build upon increased digitisation of public services, while leveraging the rising use of digital technologies by businesses and consumers. Beginning with the launch…

Analysis

Extensive upgrades at Ghana's ports link to road and rail improvements
OBG
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A raft of large-scale port expansions are under way as Ghana looks to establish itself as a centre for West African logistics. These developments are being buttressed by investment in road and rail infrastructure, as part of a drive to lower trans-shipment costs and improve links across local value chains. Tema Port Located some 30 km from the capital city Accra, Tema Port serves as Ghana’s…

Analysis

Ghana is addressing the housing deficit by supporting the construction of affordable homes and easing access to mortgages
OBG
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Ghana is following a continent-wide trend of a booming population moving towards cities. The World Bank estimated Ghana’s population at 29.8m in 2018, up from 19.3m in 2010. Meanwhile, the proportion of those living in urban areas rose from 43.9% in 2000 to 55.3% in 2017, according to the African Development Bank. These demographic shifts are straining the housing supply. In April 2019 Samuel…